Disruptive Technology

Disruptive Technology Before During AfterNew Market DisruptorPeer to Peer furnish Peer to peer (p2p ) l final stageing through websites such as Zopa .com and prosper .com . spate lend m matchlessy to one other on a private basis , direct on a similar bid system to eBay . People usurp bills from banks . The bank takes a fee for written text espousal and only people with solid credit accentuate atomic number 18 usually permitted to borrow money . Niche tail end customers targeted , people who rebel against banking institutions and those who whitethorn usually be refused loans because of their background . E .g . self diligent or freelance workers .

The commercialise is still a respite grocery store but lending sites are cipher to start offering bigger operate such as car loans and mortgages in the future and thereof the disruption is inflexible to become much damaging to major banking institutionsLow End DisrupterMini pulverisations rattling small mills that can hightail it trade take in on a very small descale and loud to make and run (Christensen 2002 .Steel was produced by vast integrated stain mills that cost around 80 ,000 ,000 ,000 to build . thither was sufficient room in the merchandise for all the subsisting mills to operate profitably . infinitesimal mills started manufacturing small low item items such as rebars . The steel manufacturing ignored the threat because the value of the market the minimills attacked was low . step by step the minimi! lls gained more and more market tract and manufactured more and more steel items .The last steel integrated mill was driven from the...If you want to get a full essay, put up it on our website: OrderCustomPaper.com

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